Forecast
Projected cashflow over the next 3 months
Total Income
£20,250
Total Expenses
£9,481.92
Net Cashflow
+£10,768.08
Account Balance
Expense Breakdown
Personal
£8,741.92Business
£740Monthly Detail
- Income
- Expense
- Net
Mortgage Summary
View mortgageFamily Home
Outstanding
£280,000
Monthly payment
£1,604.39
Total interest
£201,317.45
Final equity
£740,256.85
Buy-to-Let Flat
Outstanding
£138,750
Monthly payment
£946.62
Total interest
£88,439.78
Final equity
£304,854.84
Your savings and current accounts (£3,240.5) would cover 1.4 months of expenses.
View fundYour current data on the FIRE calculator reveals you can retire in 1 years (2027).
View FIREHistorical
Actual cashflow over the past 3 months
Total Income
£24,580
Total Expenses
£11,416.92
Net Cashflow
+£13,163.08
Net Worth History
Your net worth over time, since you started tracking
Total Change
+£22,971.34 (+38.9%)
Account Balance
Expense Breakdown
Personal
£8,541.92Business
£2,875Monthly Detail
- Income
- Expense
- Net
Where your money went
Actual spending
Every category you spent in, against the income you actually received. Tag each one to see the real split.
Need
£2,551.01
24% of income
Want
£0
0% of income
Debt
£240
2% of income
Not tagged
£4,102.98
38% of income
Monthly Spend by Category
No spending recorded for this category yet.
Categories Over Budget
Categories most frequently over budget in this period
Debt & Savings
Debt & Savings Forecast
Projected debt payoff and savings growth
Debt Summary
No debts — you're in the clear!
Shared Expenses
Track who paid for what across your household
Split Expenses
No shared expenses yet. Mark a transaction as split on the Transactions page to track shared expenses here.
Goals Achieved
Financial goals you have reached
No goals achieved yet — keep going and you will get there!
Financial Health Score
Score History
Your monthly financial health score since you started using Flowstate.