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Retirement / FIRE Calculator

Project when you can retire based on savings rate, investments, and spending

6 Years

Projected date: March 2032 · at age: 35

Years

Based on your current savings rate and investment returns, this is when you can reach financial independence.

Age fund reaches zero (retiring at 35)

Age 91

FIRE Number

£659,372.63

Projection

Your projected savings growth vs. your FIRE number

Now2034204220502058206620742088£0k£200k£400k£600k£800k
Projected Savings
FIRE Number

Your Current Position

All your tracked assets, spending, and savings combined

Current Assets

£401,690.5

Monthly Expenses

£2,396.31

Monthly Contribution

£2,362.02

FIRE Number

£659,372.63

Assumptions

Adjust these to model different scenarios

%

The expected average yearly return on your investments (e.g. 7% is a common long-term stock market average). Higher returns mean faster growth but more risk.

%

Taken off your return each year, so all figures are shown in today's money.

/mo

What you expect to spend each month once retired (e.g. no mortgage, childcare or work costs). Defaults to your current average spending. Per year: £28,755.76/yr

The age you want your retirement pot to last until.

Optional. Enter an age to see when your fund would run out if you retired then. Leave blank to use the earliest possible age.

/mo

Your FIRE number is the pot needed to pay your retirement spending each month until your chosen age, with the remainder still invested at your annual return. Actual results depend on market performance, inflation, taxes, and lifestyle changes. This is not financial advice.

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