Achieve your Financial Goals
See what you will be worth in 10 years, know if you have the cashflow to pay that bill next month, gain insights into your debt and savings
This Month's Activity
A snapshot of your cash, income, expenses, and estimated tax for the current month.
Current Balance
£3,240.5
30d high: £8,277.52
30d low: £5,127.52
Income Due This Month
£4,150
Due next month: £7,800
Next 6 months avg: £4,758.33
Expenses Still Due This Month
£1,522.98
Due next month: £3,282.98
Next 6 months avg: £2,346.31
£686.67
Total estimated withholdings on gross income
Needs Review
2 transactions past due
Weekly Groceries
Sep 29, 2026 · 1 day overdue
Lunch & Coffee
Sep 29, 2026 · 1 day overdue
Over Budget
3 categories
| Category | Spent | Budget | Over by |
|---|---|---|---|
Eating Out | £415 | £200 | +£215 |
Groceries | £475 | £400 | +£75 |
Utilities | £130 | £120 | +£10 |
Approaching Budget
3 categories
| Category | Spent | Budget | % Used |
|---|---|---|---|
Rent | £1,200 | £1,200 | 100% |
Subscriptions | £72.98 | £80 | 91% |
Transport | £120 | £150 | 80% |
Looking Good
0 categories
No categories here
Upcoming Transactions
View AllMonthly Salary
Sep 30, 2026
Freelance Design
Sep 30, 2026
Rent
Sep 30, 2026
Electricity & Gas
Sep 30, 2026
Internet
Sep 30, 2026
Netflix
Sep 30, 2026
Spotify
Sep 30, 2026
Gym Membership
Sep 30, 2026
Financial Health Score
Spending Insights
AI-powered monthly analysis of your spending
Your dining out spending is £270/month — that's £3,240/year. Consider cooking more meals at home to boost your savings rate.
Your savings rate is 28% — well above the recommended 20%. You're on track for financial independence!
Rent is your largest expense at 34% of income, which is within the recommended 30-35% range.
Net Worth
All your accounts, assets, and debts combined into one total. Click to expand the breakdown.
Savings & Debt
Track your total savings progress and outstanding debt at a glance.
Sinking Funds
View AllBalance Forecast
Your projected account balance over the next 6 months based on scheduled income and expenses.
Balance Forecast
Cash Flow
Long-range projection of your monthly income versus expenses over the next 10 years.
Monthly Cashflow
6 mo projection
Retirement / FIRE Calculator
5 years to FIRE
Projected date: Apr 2031 · at age 34
Net Worth History
Your net worth over time, since you started tracking
Total Change
+£35,333.34 (+38.9%)